Healthy Me

In the last decade, the economy has done all kinds of things, leaving many people struggling. We've been there but we've been one of the lucky families in that my husband has kept his job all these years. The hours weren't always there but he always had his job and we always had insurance. There were a few times we had creditors looking for their owed money and we were left wondering what our rights were and about creditor rights. It's a hard balancing act to manage when money gets tight and creditors are knocking (well, calling), kids need to be fed and clothed, and you need to keep the roof over their head. The last year has been better in terms of hours and we're doing OK. Not everybody is doing as well though.

Know your rights. Know the creditors' rights.